42 Hilltop-Trail 12 at Sherman Reservoir

This fully remodeled 4-bed, 2-bath home on Trail 12 offers an open-concept with vaulted ceilings and unrestricted lake views. Enjoy great water access, a spacious sunroom and open kitchen/living/dining. The property includes a personal boat dock, detached garage with lean-to and large lot with trees for privacy. Move-in ready with modern updates, this lakeside retreat is perfect for relaxation and recreation. Land This lot is approx. 0.57+/- acres (leased). The land is currently leased from Loup Basin Reclamation District and Nebraska Game and Parks handles some of the permitting. The lot lease is currently $1,015/year. Sherman Lake Homes Corporation fee is $300/year which includes road maintenance and water usage by the property. Electric and trash disposal are left to the responsibility of the owner. Property has a private 400 gal propane tank. There is a private boat ramp located on Trail 12 for your use.  Contact listing agent for more information about the land lease.

Improvements The interior of this property (1224 sq ft) has been fully remodeled with modern updates that highlight both function and style. The open-concept design connects the kitchen, dining, and living areas enhancing the spacious feel and unobstructed lake views.  A bright and airy sunroom (288 sq ft) extends your living space. The kitchen offers great countertop space, plus a pantry.  All kitchen appliances will stay.

Step inside the main level and you’ll find a home designed for comfort, connection, and relaxation. With its vaulted pine ceiling, patio door and windows, the addition becomes the centerpiece of the home—inviting in natural light and framing breathtaking, open views of the lake. The main level offers 2 spacious bedrooms and one 3/4 bath with shower.

The walk-out basement is a great feature to enjoy indoor-outdoor living.  The painted block floor provides practicality in the entry/sitting area allowing it to function like a wet room. The lower level also features 2 more bedrooms (basement bedframes and beds will stay) and another 3/4 bath with walk-in shower.

As you step out onto the covered lower level porch, you find access to a 12’ x 12’ laundry/utility room and on the East side an 8’ x 12’ storage shed with garage door under the porch, great for storing all the water toys, kayaks, jet skis, etc!

Property Improvements & Updates

2018 (Main Level Remodel): Wiring, PEX water lines, drywall, bathrooms (toilets, sinks, shower), kitchen (cabinets + appliances), flooring, water heater (50 gal), A/C units, windows, interior paint

2020: Storm windows on porch

2022: New heater/furnace

2023: Shingles on house & garage, new gutters,  A/C unit

2025: Flooring & siding on enclosed porch, new basement paneling

Year Home Built: 1965

Roof: 2023

A/C Unit: 2023

Heating System: 2022 (propane)

Hot Water Heater: 2018

Dishwasher: 2018

Oven/Range: 2018

Cooktop: 2018

Windows: 2012

Utilities

Electric: Loup Valley’s Rural Public Power – Avg. bill approx. $60/month

Water: Included in Part of Trail 12 Association Fee

Sewer: Septic tank

Trash: Owner responsibility

Gas: Propane – Trotters Loup City

Whether you’re looking for a primary residence or a vacation getaway, this property offers it all—modern updates, incredible views, and direct lake access. Plus, reliable internet, WiFi, and cell service ensure you can stay connected. Fully furnished and move-in ready, this home is the perfect blend of comfort, style, and lakeside living.

Recreation Sherman Reservoir, known for its great fishing opportunities boasts a 2,845 acre lake in Central Nebraska. The most popular species sought by anglers are walleye, catfish, white bass, crappie and northern pike. Looking for a trophy sized fish? That’s a possibility with the large flathead catfish! In addition to waterfowl hunting, there are substantial hunting opportunities available on the Sherman Reservoir Wildlife Management Areas. It includes upland game, big game and waterfowl. Upland game habitat offers hunting opportunities for pheasant, quail and dove. Big game can also be found that includes good numbers of deer and turkey.

All types of boats are permitted at Sherman Reservoir. Water sports of all kinds are very popular. Several trails are also available for walking, hiking and wildlife viewing. There is also a full service marina located on the East side of the Sherman Reservoir. Trade Winds Marina offers groceries, food orders from the grill, tackle, beer garden, kayak and boat rentals, storage and more.

Location This property is 15 minutes from the town of Loup City (home of the Polish Days festival every June), 30 minutes from the town of Ord (home of Father’s Day Rod Run) and 1 hour drive to the city of Kearney, Nebraska and Grand Island, Nebraska (both of which have airports)!

Showings appointments to start 9/30/25.