28.6 Acres – OWNER FINANCING AVAILABLE – Richland Harbor – Waverly, TN

Large acreage. Flexible terms. Priced to move.

28.6 wooded acres (Lots 123 & 124) offered together in the established Richland Harbor development. This is a rare chance to secure a sizeable tract with owner financing available — no bank required.

Includes:

• 15-acre tract + 13.6-acre tract (separate legal lots)

• Rolling terrain with multiple potential build sites

• Mature hardwood timber

• Private gravel road frontage

• Power and fiber internet at the road

• Minutes to Waverly and Kentucky Lake

Lot 123 was previously approved for a 4-bedroom septic system (permit issued 2021; buyer to verify current status with TDEC).

Protective covenants in place (no mobile homes; stick-built and qualifying modular homes permitted), helping preserve long-term value.

Whether you’re looking to build, invest, create a private retreat, or secure land with flexible terms — this property checks the boxes.

Owner financing available.

Large, contiguous tracts inside protected developments at this price point don’t last.

Call today for details.